Remote Mortgage Loan Originator - High Commission Structure | WFH
Job Overview
Join our esteemed team as an Independent Mortgage Loan Officer, an essential role focused on guiding borrowers through the complex mortgage landscape. This position offers a unique opportunity to leverage both provided and self-generated leads, ensuring an exceptional experience for clients while fostering strong professional relationships.
Key Responsibilities
Originate residential mortgage loans through self-generated leads.
Cultivate and maintain relationships with real estate agents, builders, financial planners, and individual borrowers.
Accurately gather and compile financial information from loan applicants.
Assist applicants with the loan application process, addressing queries and concerns.
Clearly explain various loan types and credit options to clients.
Review loan agreements for accuracy and completeness, ensuring compliance with all legal regulations and company policies.
Deliver outstanding service to clients to foster trust and satisfaction.
Manage a loan pipeline to guarantee timely funding and successful closings.
Collaborate with corporate functions to enhance loan servicing processes.
Stay informed on new loan products and financial services to identify potential market opportunities.
Required Skills
Valid NMLS state and federal license.
In-depth knowledge of conventional and government lending guidelines.
Familiarity with processing, underwriting, and closing procedures.
Strong orientation towards teamwork and customer service.
Self-motivated with exceptional organizational skills.
Proficiency in MS applications and technology for effective communication.
Excellent time management and multitasking abilities.
Strong verbal and written communication skills.
Capability to analyze intricate financial data and propose alternatives.
Qualifications
A minimum of 1 year of experience in mortgage origination is preferred.
Strong analytical skills with the ability to make data-driven decisions.
Capacity to thrive in a fast-paced environment and adapt to changing circumstances.
Career Growth Opportunities
We provide independent contractors with various pathways to advance their careers, whether maintaining a solid book of business or aspiring to establish their own branch. Our diverse lending programs present opportunities for specialization and professional development.
Company Culture And Values
Our company is committed to exceptional service and maintains a collaborative, supportive environment. We prioritize continuous learning and professional growth through regular training sessions and a thriving team-oriented atmosphere.
Compensation And Benefits
This is a full commission-based role without a draw.
Warm and cold leads are provided.
Competitive compensation for independent contractors with active files or relevant experience.
Flexible work arrangements available: remote, in-office (Los Angeles or Santa Ana), or hybrid.
Commission rates as high as 5 points (500 bps) on FHA/VA loans and up to 6 points (600 bps) for conventional loans.
Brokered loans pay between 125 to 150 bps.
Join Us
If you are passionate about assisting clients and are eager to become part of a reputable team, we encourage you to reach out with any inquiries. We look forward to connecting with you!
Employment Type: Contractor
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