Mortgage Closer/Funder

Job Summary

Manage file flow and act as support for each loan from drawing the documents to funding the loan. Beginning to end. This person will have extensive knowledge of mortgage loan products, loan documents, loan funding requirements and escrow/title practices, as well as regulatory compliance laws as they apply to mortgage lending transactions to deliver a quality product.

MUST HAVE THE ABILITY TO BE FIRM WITH A HIGH LEVEL OF RESPECT

Ability to move between tasks quickly is preferred;ability to respond to pressure situations easily and work productively in a fast paced, sometimes stressful environment.Knowledge of FHA, VA, USDA and Conventional loan products. Knowledge of personal computers and applicable software. (Microsoft office, Microsoft Outlook and Calyx Point, Doc Magic), Must have the knowledge to check for- TILA-RESPA, INTEGRATED DISCLOSURES (TRID), Regulatory Compliance and legal requirements.

Responsibilities and Duties

Duties include: Ensure the accuracy and timeliness of loan documents. Effectively communicate status and expectations to internal staff, loan originators, closing agents. Ensure data integrity by reviewing loan data in Point, Loan Transmittal and Residential Loan Application. Verify lock information and final fee sheet is in compliance.Verify appraisal and credit documentation are not expired. Review loan for compliance with TRID and monitor TRID Tolerance cures.Review signed loan documents, Settlement Statement, loan approval and investor conditions. Balance loan and request wire. Review warehouse reports and work loan suspense to ensure timely investor purchase of loans. Maintain detailed notes in the Point conversation log through the transaction.Contact borrower, closing agents, and real estate agents to request conditions as needed to ensure close of escrow and rate lock expiration are met.Provide feedback to management on suggested policy changes and/or enhancements.Maintains a high level of customer service with quick response times and accurate information (both internally and externally).Performs other duties as assigned, including assisting other team members and management as needed.Maintains a high degree of confidentiality.

Qualifications and Skills

Job Requirements: FHA, VA, USDA and Conventional Guidelines. Strong verbal & written communications skills. Strong problem solving skills. Excellent interpersonal, customer service and organizational skills. High level math aptitude, TEAM PLAYER.

Job Type: Full-time

Pay: $75,000.00 - $80,000.00 per year

Work Location: In person

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